Habitat for Humanity of Cape Cod has announced that applications are now available, with a deadline of Tuesday, March 31, 2026, for one three-bedroom home at 26 Horne Avenue in Pocasset (Bourne), two homes (one two-bedroom and one three-bedroom) on Mackie Drive (at 3571 Main Street) in Brewster, and four homes (all three-bedroom) at 805 Gifford Street Extension in Falmouth. The homes will be a mixture of ranch and Cape styles.You May Qualify for Habitat Homeownership if You Are:
In critical need of year-round affordable housing and
Willing to complete the required “sweat equity” on your home and other Habitat projects (500 hours for a two-adult household – 250 hours for a one-adult household), and
Able to make housing payments of approximately $1,562 – $2,071 per month, and Unable to qualify for conventional mortgage financing of a market-rate house and
First-time home buyer (some exceptions apply; described in application packet), and U.S. Citizen or Permanent Resident
Applications Are Available At:
Online, click here.
Habitat Cape Cod’s office: 411 Main Street (Route 6A), Suite 6, Yarmouth Port, MA 02675
Bourne Library,19 Sandwich Road, Bourne
Brewster Library, 1882 Main Street, Brewster
Falmouth Library, 300 Main Street, Falmouth
Or call 508-362-3559 to have a paper application mailed to you.
Applicants are strongly urged to attend one of the in-person or virtual Zoom Habitat Cape Cod Application/Information Workshops for prospective buyers.
Click here for Homeownership Application Packet
Virtual Workshops
Please see below for the Zoom link for a specific date, and have the application available to look at during the workshop.
- Thursday, February 5th, 2 – 3:30 PM: https://us02web.zoom.us/j/87304090100
- Wednesday, February 11th, 6 – 7:30 PM: https://us02web.zoom.us/j/88680680929
- Monday, February 23rd, 3:30 – 5 PM: https://us02web.zoom.us/j/83036792471
- Tuesday, March 3rd, 2 – 3:30 PM: https://us02web.zoom.us/j/87397996704
- Friday, March 20th, 9 – 10:30 AM: https://us02web.zoom.us/j/83861890631
- Wednesday, March 25th, 5:30 – 7 PM: https://us02web.zoom.us/j/88198064378
In-Person Workshops
- Saturday, February 21st, 12 – 1:30 PM: Bourne Library, 19 Sandwich Road
- Saturday, February 21st, 3:30 – 5 PM: Falmouth Library, 300 Main Street
- Tuesday, February 24th, 4:45 – 6:30 PM: Brewster Library, 1882 Main Street
- Monday, March 2nd, 3:45 – 5:15 PM: Falmouth Library, 300 Main Street
- Saturday, March 14th, 10:30 AM – 12 PM: Brewster Library, 1882 Main Street
- Monday, March 16th, 4 – 5:30 PM: Bourne Library, 19 Sandwich Road
Local families help build their own homes alongside volunteers and pay an affordable mortgage. Habitat Cape Cod homes are deed-restricted to remain affordable in perpetuity.
Habitat Cape Cod homes typically range from one to three bedrooms, and the price to the homeowner is $233,400 to $320,250.
- Solar Panels
- No Fossil Fuels
- No Combustion
- Air-to-Air Heat Pumps
- Most homes are Net Zero
- Energy Recovery
- Ventilated
- Our homes are safe, simple, and energy efficient!
Eligibility
Applicants are evaluated for eligibility in three key areas: need, ability to pay, and willingness to partner.
NEED
- Your current living situation is inadequate for your household; you have a serious need for an affordable home.
- Applicant households must be willing to commit 250 hours of “sweat equity” per adult to building the home and have a housing need.
- Your total household income is no higher than 80% of area median income by household size. Please see the chart below. In some instances, the maximum allowable is 60% of median income. Please note: Income guidelines are revised annually. Last updated April 2025.
60% and 80% of Area Median Income by Household Size
Effective April 1, 2025. (Adjusted Annually by HUD/FHLBB)
Household Size 60% AMI 80% AMI
1 $56,100 $74,800
2 $64,088 $85,450
3 $72,113 $96,150
4 $80,100 $106,800
5 $86,513 $115,350
6 $92,925 $123,900
7 $99,338 $132,450
You don’t qualify for a conventional mortgage for a market-priced home.
You do not currently own a home, and have not owned a home in the last three years (some exceptions apply).
ABILITY TO PAY
WILLINGNESS TO PARTNER
WHAT YOU CAN DO NOW TO GET READY TO APPLY FOR A HABITAT HOME
REPAIR YOUR CREDIT
Habitat for Humanity of Cape Cod does not discriminate in the selection of applicants. Habitat for Humanity of Cape Cod is a not-for-profit organization and we do business in accordance with Federal and Massachusetts Fair Lending Laws.
If you have any questions, please contact Family Programs Manager, Mary Ann Mills-Lassiter at applications@habitatcapecod.org, or call 508-362-3559×121.
Apply for a Home
Contact
Mary Ann Mills-Lassiter
Family Programs Manager
Phone: 508-362-3559 x121
Email: maryann@habitatcapecod.org
