“Where two or more are gathered in My name, there am I in their midst.”

Habitat for Humanity of Cape Cod has announced that applications are now available, with a deadline of Tuesday, March 31, 2026, for one three-bedroom home at 26 Horne Avenue in Pocasset (Bourne), two homes (one two-bedroom and one three-bedroom) on Mackie Drive (at 3571 Main Street) in Brewster, and four homes (all three-bedroom) at 805 Gifford Street Extension in Falmouth. The homes will be a mixture of ranch and Cape styles.You May Qualify for Habitat Homeownership if You Are:

In critical need of year-round affordable housing and
Willing to complete the required “sweat equity” on your home and other Habitat projects (500 hours for a two-adult household – 250 hours for a one-adult household), and
Able to make housing payments of approximately $1,562 –  $2,071 per month, and Unable to qualify for conventional mortgage financing of a market-rate house and
First-time home buyer (some exceptions apply; described in application packet), and U.S. Citizen or Permanent Resident

Applications Are Available At:

Online, click here.
Habitat Cape Cod’s office: 411 Main Street (Route 6A), Suite 6, Yarmouth Port, MA 02675
Bourne Library,19 Sandwich Road, Bourne
Brewster Library, 1882 Main Street, Brewster
Falmouth Library, 300 Main Street, Falmouth
Or call 508-362-3559 to have a paper application mailed to you.

Applicants are strongly urged to attend one of the in-person or virtual Zoom Habitat Cape Cod Application/Information Workshops for prospective buyers.

Click here for Homeownership Application Packet

Virtual Workshops

Please see below for the Zoom link for a specific date, and have the application available to look at during the workshop.

• Thursday, February 5th, 2 – 3:30 PM: https://us02web.zoom.us/j/87304090100
• Wednesday, February 11th, 6 – 7:30 PM: https://us02web.zoom.us/j/88680680929
• Monday, February 23rd, 3:30 – 5 PM: https://us02web.zoom.us/j/83036792471
• Tuesday, March 3rd, 2 – 3:30 PM: https://us02web.zoom.us/j/87397996704
• Friday, March 20th, 9 – 10:30 AM: https://us02web.zoom.us/j/83861890631
• Wednesday, March 25th, 5:30 – 7 PM: https://us02web.zoom.us/j/88198064378

In-Person Workshops

• Saturday, February 21st, 12 – 1:30 PM: Bourne Library, 19 Sandwich Road
• Saturday, February 21st, 3:30 – 5 PM: Falmouth Library, 300 Main Street
• Tuesday, February 24th, 4:45 – 6:30 PM: Brewster Library, 1882 Main Street
• Monday, March 2nd, 3:45 – 5:15 PM: Falmouth Library, 300 Main Street
• Saturday, March 14th, 10:30 AM – 12 PM: Brewster Library, 1882 Main Street
• Monday, March 16th, 4 – 5:30 PM: Bourne Library, 19 Sandwich Road

Local families help build their own homes alongside volunteers and pay an affordable mortgage. Habitat Cape Cod homes are deed-restricted to remain affordable in perpetuity.

Habitat Cape Cod homes typically range from one to three bedrooms, and the price to the homeowner is $233,400 to $320,250.

• Solar Panels
• No Fossil Fuels
• No Combustion
• Air-to-Air Heat Pumps
• Most homes are Net Zero
• Energy Recovery
• Ventilated
• Our homes are safe, simple, and energy efficient!    

Eligibility

Applicants are evaluated for eligibility in three key areas: need, ability to pay, and willingness to partner.

NEED

• Your current living situation is inadequate for your household; you have a serious need for an affordable home.
• Applicant households must be willing to commit 250 hours of “sweat equity” per adult to building the home and have a housing need.
• Your total household income is no higher than 80% of area median income by household size. Please see the chart below. In some instances, the maximum allowable is 60% of median income. Please note: Income guidelines are revised annually. Last updated April 2025.

60% and 80% of Area Median Income by Household Size     

Effective April 1, 2025. (Adjusted Annually by HUD/FHLBB)

Household Size     60% AMI           80% AMI

1                                    $56,100            $74,800

2                                    $64,088            $85,450

3                                    $72,113            $96,150

4                                    $80,100           $106,800

5                                    $86,513           $115,350

6                                    $92,925           $123,900

7                                    $99,338           $132,450

You don’t qualify for a conventional mortgage for a market-priced home.
You do not currently own a home, and have not owned a home in the last three years (some exceptions apply).

ABILITY TO PAY
WILLINGNESS TO PARTNER
WHAT YOU CAN DO NOW TO GET READY TO APPLY FOR A HABITAT HOME
REPAIR YOUR CREDIT

Habitat for Humanity of Cape Cod does not discriminate in the selection of applicants. Habitat for Humanity of Cape Cod is a not-for-profit organization and we do business in accordance with Federal and Massachusetts Fair Lending Laws.

If you have any questions, please contact Family Programs Manager, Mary Ann Mills-Lassiter at applications@habitatcapecod.org, or call 508-362-3559×121.

Apply for a Home
Contact
Mary Ann Mills-Lassiter
Family Programs Manager
Phone: 508-362-3559 x121
Email: maryann@habitatcapecod.org

ACAPESKET GARDENS IN FALMOUTH  02536

$235,000 with $355/month HOA

First-time homebuyer, income, and asset guidelines apply.

Homes are awarded through a lottery selection process.

FEATURES

• New construction in East Falmouth

• One-level living

• High efficiency heat and air conditioning

• Full basement

• Three units are being offered in the lottery

APPLICATION DETAILS

• DEADLINE TO APPLY: March 19, 2026 @ 5PM

• Eligible applicants must be first-time homebuyers (with certain exceptions), with income at or below 80% AMI (see table below), and have less than $75,000 in assets.

• VIRTUAL INFO SESSION: February 19, 2026 @ 5:30PM via Zoom to explain the application process and provide details on the affordable homes being built

Household Size         1 Person        2 Person        3 Person        4 Person

Max. Gross Income   $74,800         $85,450          $96,150         $106,800

APPLY NOW

PAPER APPLICATION

REGISTER FOR INFO SESSION

LENDER LIST

We are now accepting applications for the 5 Bells Neck rental lottery. The rents for these high-quality 1 and 2 bedroom homes range from $1,800 – $2,145 per month. These homes are centrally located, close to transportation, everyday amenities, and everything Cape Cod life has to offer.

Want to learn more or ask questions before applying? Join the virtual info session January 29th (via Zoom) to get all the details straight from the team. This is a great chance to walk through the application process and understand eligibility before the deadline.

Household income must be within the maximum and minimum gross allowable income limits, however, if an applicant is below the minimum but can substantiate the ability to pay the rent, they are encouraged to apply. Income limits do not apply to subsidy holders.

KIMBER WOODS

2239 Iyannough Road, West Barnstable, MA 02668

FEATURES: 2 bed, 1.5 bath

APPLICATION DETAILS

Eligible applicants must have income at or below 60% AMI (see table below).

Household Size / 60% Area Median Income

1 person $57,400
2 people $65,600
3 people $73,800
4 people $82,000

Tenant is responsible for: Gas, Heat, and Hot water; Electricity; Internet/Cable

Deposits Required:

– Security Deposit: $1,845
– First Month’s Rent: $1,845
– Last Month’s Rent: $1,845 

To apply, go to Kimber Woods in Barnstable- Rental Application – 2 Bedroom

Applications for financial assistance to help manage your energy bills are open as of October 1, 2025.  The Low Income Home Energy Assistance Program (LIHEAP), also known as fuel assistance, is a federal grant program that can help income-eligible households pay their energy bills (gas, electric, oil). You can apply through Community Action Committee of Cape Cod & Islands, Inc., 372 North St., Hyannis, MA 02601  Phone: (508) 771-1727  Online: http://www.cacci.cc/

The Sandwich Center for Active Living provides assistance in applying for fuel assistance. Call 508-888-4737 for an appointment.

Following a delay in funding due to the federal government shutdown, local agencies have begun processing applications and ask for patience as they work through the backlog. Regardless of when an application is approved, payments will be applied retroactively to Nov. 1, 2025 for eligible heating accounts, as long as funds remain available.